Power Co-op Employees Credit Union

HOW WE DIFFER FROM A BANK

PCCU CREDIT UNION        

A BANK

Members are the owners
Stockholders are the owners
Members earn dividends
Stockholders earn the dividends
 
Each depositor, now owner, has one vote at our annual meeting, regardless of dollars on deposit.
 
Stockholders have a number of votes determined by the numbers of shares of stock they own.
 
Unpaid, Volunteer Board of Directors
 
Paid Board of Directors
 
Owners elect their board from among the membership
 
Stockholders elect their board
 

 
Owners' voice determines the CU's direction
 

 
Stockholders determine directions
 

 
Lend only to our owners
 
Loan to non-owners, customers
 
Offer better rates
 
Charge more fees
 
Organized to meet the financial needs of its members
 
Organized to make profit for its stockholders
 

 


 
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